Arthur 0x Predicts Stablecoins to Dominate High-Volume Business Transactions
Arthur 0x, a prominent figure in the cryptocurrency world, predicts a significant shift in high-volume business and financial transactions within the next few years. He envisions stablecoins, due to their speed, low cost, and independence from traditional banks like US Bank and PNC Bank, dominating these transactions.
Open blockchains like Ethereum and Solana are already demonstrating their potential. They can handle over 1,565,000 transactions per second and operate around the clock, unlike traditional banking systems. This efficiency is reflected in stablecoin fees, which range from just $0.01 to $1, compared to international banking transfer fees that can reach up to 7% per transaction.
Stablecoin settlements are near-instant, taking mere seconds, while traditional banking transfers can take up to five days. By October 2025, leading stablecoins like USDT, USDC, and DAI had a combined market capitalization of around $180 billion. USDC alone processed ten billion transactions for merchants, with hedge funds and remittance services handling fifty billion transactions monthly. Institutional payments, cross-border transfers, and merchant transactions are among the areas where stablecoins have gained traction.
Arthur 0x's prediction is supported by the rapid growth in stablecoin supply, which has increased by 3000% since 2019. This growth can be attributed to the adoption of decentralized finance (DeFi) and the proliferation of encryption protocols. Traditional banks, often slow and restrictive, are driving users to these decentralized alternatives.
Arthur 0x's prediction suggests that stablecoins, with their speed, low cost, and independence, are poised to become the preferred method for high-value business and financial transactions in the near future. As open blockchains continue to evolve and adoption grows, the shift towards stablecoins could reshape the financial landscape.
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