Mobile Money Services Powered on N-Genius Terminals Through Collaboration Between Network International and Ghana's Blu Penguin
## Title: Network International and Blu Penguin Partnership to Boost Financial Inclusion in West Africa
In a move to enhance digital payments and financial inclusion across West Africa, Network International, a leading digital payments provider in the Middle East and Africa, has partnered with Ghana-based fintech company, Blu Penguin. This strategic collaboration is set to revolutionize the digital payments landscape, particularly in Ghana, with plans to extend its benefits to the entire Sub-Saharan Africa in the future [1][2][3].
The partnership aims to integrate Blu Penguin's mobile-first technology into Network International's acquiring infrastructure. This integration will enable seamless mobile money transactions across major telecom networks, positioning both companies as catalysts for payment innovation [1][2].
Merchants and banks using Network International's N-GeniusTM point-of-sale terminals will now be able to offer multiple payment options, including mobile money, through a single app. This aggregation of services simplifies transaction processes for both businesses and consumers [1][2].
Blu Penguin's expertise in mobile money aggregation ensures that digital payments are accessible even to underserved and unbanked populations, a critical factor in driving financial inclusion. The integration also leverages Network International's robust acquiring infrastructure, ensuring secure and efficient transaction processing at scale [1][2].
The partnership is expected to increase accessibility by making mobile money transactions available through widely used POS terminals, lowering barriers for merchants and consumers to participate in the formal financial system. Smaller merchants, in particular, benefit from the ability to accept diverse payment methods without needing multiple systems or technical expertise [1][2].
The collaboration also has the potential to accelerate digital payment adoption continent-wide, with initial rollout in Ghana and plans for expansion across Sub-Saharan Africa. Streamlined, secure digital transactions can reduce cash dependency, combat fraud, and foster greater economic participation, especially among women, rural populations, and small businesses [1][2].
Tenu Awoonor, Founder of Blu Penguin, emphasized that this partnership is not merely a technological integration but a concerted effort to improve payment accessibility and convenience, ultimately supporting greater financial inclusion across Africa. The collaboration aligns with both companies’ missions to drive digital transformation and economic empowerment in emerging markets [2].
Sebastian Yalley, Managing Director, Ghana - Processing at Network International, added that the partnership enhances their service offerings for banks by combining Blu Penguin's mobile money processing capabilities with Network International's industry-leading card infrastructure. The new service supports both banked and unbanked consumers in Ghana [1].
In conclusion, the Network International and Blu Penguin partnership marks a significant step forward in the evolution of digital payments in West Africa. By enabling secure, efficient, and accessible mobile money transactions through a unified platform, the initiative is poised to accelerate financial inclusion, empower merchants, and foster broader economic participation across the region [1][2][3]. The planned expansion beyond Ghana suggests a scalable model that could redefine digital commerce across Sub-Saharan Africa.
This strategic collaboration between Network International and Blu Penguin, rooted in digital payments and financial inclusion, is poised to revolutionize the business landscape, particularly in West Africa, by leveraging technology for seamless mobile money transactions. The integration of Blu Penguin's mobile-first technology into Network International's infrastructure will not only drive payment innovation but also expand the availability of financial services, thus promoting financial inclusion across sub-Saharan Africa.
